As always, the April 2025 payment schedule for government programs like Social Security, retirement, and SSDI is based on specific dates and who is eligible. Each group of recipients gets their money on a certain day. This not only makes the process easier, but it also makes sure that the 70 million recipients get their money on time and without any problems.
Supplemental Security Income (SSI) is given to adults over 65, people with disabilities or blindness, and people with few resources on the first working day of each month. The calendar starts on April 1. This payment is meant to cover basic needs like food and a place to live. People who also get Social Security (retirement or SSDI) get these funds later, but there are some exceptions, like people who started getting benefits before May 1997.
Read More Some people expect to get up to $5,108 in April Social Security payouts
This date includes people who started getting benefits before May 1997, live outside of the United States, get SSI, or whose state pays their Medicare premiums. These payments combine retirement and SSDI benefits, giving early cash flow priority to people who need it most. For instance, a pensioner who gets SSI would get both payouts in the first three days of the month, which would make managing their money easier.
April 9, 12, and 23: Finally, retirees get their money
The second Wednesday in April is for people who started getting Social Security benefits after May 1997 and whose birthdays are between the 1st and 10th of any month. The goal of this staggered method by birthday is to spread out the work. People born, say, on March 5 will get their money on this day, but people born on April 3 will get their money on April 3.
If your birthday is between the 11th and 20th of the month, you get to choose the third Wednesday. People in this group, which includes retirees and SSDI recipients, must have begun getting SSDI after May 1997. As an example, someone born on July 15 would get paid on this date. There are no exceptions for April 3 in this case.
People who were born between April 21 and April 31 will get the last payment for the month. This system works for people who were born on certain dates, like December 25. So, the SSA stays away from groups in the last few weeks of the month. This group does not include people who will be getting SSI by April 3.
How much can you count on from Social Security?
The most that can be paid in Social Security for individuals who worked high-paying jobs and paid all of their taxes is $5,108. However, less than 1% of the nearly 70 million people who receive Social Security benefits in the United States are eligible for this amount. The people in this group must have also put off retirement until they were 70 years old.
The amount most people get is closer to the average of $1,976, according to statistics from the SSA. It was the 2.5% COLA increase that made all of these payments possible. This is an annual change that is made to Social Security payments and other government programs like SNAP benefits so that they don’t lose their purchasing power.