Texas continues to attract residents with its diverse culture, economic opportunities, and relatively low cost of living. In 2025, several cities stand out for their affordability, offering residents a high quality of life without straining their budgets. Here’s a look at the ten most affordable places to live in the Lone Star State this year.
1. Beaumont
Beaumont tops the list as the most affordable city in Texas. With a median home price of approximately $85,740 and average rent around $946, it offers significant savings for both homeowners and renters. The city’s economy is bolstered by the petrochemical industry, providing ample employment opportunities.
2. Brownsville
Located near the Gulf Coast, Brownsville boasts a cost of living index of 70.3, meaning it’s about 29.7% cheaper than the national average. The median home price is around $118,205, and average rent is approximately $736 per month. Its proximity to South Padre Island and rich cultural heritage make it an attractive place to live.
3. Wichita Falls
Wichita Falls offers a cost of living approximately 12.7% below the national average. With a median home price of about $166,341, it’s an affordable option for families and individuals alike. The city is renowned for its vibrant community spirit and numerous outdoor recreational opportunities.
4. Laredo
Laredo has been recognized as the most livable city in the U.S. based on affordability. Annual living costs are calculated at $36,008 for homeowners and $36,888 for renters. Despite its low cost of living, residents need salaries above the national average to live comfortably, highlighting broader affordability challenges in the U.S.
5. Lubbock
Home to Texas Tech University, Lubbock combines academic vibrancy with affordability. The median home price is around $210,000, and the cost of living is about 8% below the national average. Its strong educational and healthcare sectors provide ample employment opportunities.
6. Abilene
Abilene offers a median home price of $245,000, which is about $115,000 less than the median home sale price in Texas. The city has a fast-growing economy with major employers like Dyess Air Force Base and the healthcare sector. Its rich cultural scene and outdoor activities add to its appeal.
7. Killeen
Killeen, home to Fort Hood, thrives in defense, retail, and education sectors. The cost of living is 9% below the national average, with a median home price of $246,000. Its proximity to outdoor attractions like Belton Lake enhances its livability.
8. San Angelo
San Angelo boasts a median home price of $259,256 and a low unemployment rate of 3.8%. The city’s economy is supported by Goodfellow Air Force Base and local healthcare services. Its rich art scene and historic downtown make it a culturally vibrant place to live.
9. McAllen
McAllen offers both affordable living and a growing economy. The average rent is about $1,000 per month, and the city has a robust job market, especially in retail and healthcare. Its proximity to the Mexican border adds a unique cultural dimension.
10. Amarillo
Amarillo, located in the Texas Panhandle, has a median home price of $147,611 and average rent of $850 per month. The city’s cost of living index is 80.1, indicating it’s about 20% cheaper than the national average. Its economy is diverse, with strengths in agriculture, energy, and manufacturing.
Conclusion
Texas offers a range of affordable cities for those looking to relocate in 2025. From the cultural richness of Laredo to the economic opportunities in Beaumont, these cities provide residents with a high quality of life at a lower cost. Whether you’re a young professional, a family, or a retiree, there’s a Texas city that can meet your needs without stretching your budget.