Millions of Americans rely on Social Security payments to help manage monthly expenses, from retirees and disabled individuals to surviving spouses and low-income beneficiaries.
Every month, the Social Security Administration (SSA) issues a schedule of payments based on various criteria. June 2025 is no different, with staggered deposits planned throughout the month depending on factors such as birth date, benefit type, and enrollment history.
Here’s a complete breakdown of Social Security payments hitting bank accounts in June—who gets paid, when they’ll receive it, and what to expect.
Types of Social Security Benefits Issued in June
The SSA distributes several types of payments each month:
- Retirement Benefits – for seniors who have paid into the system.
- Disability Insurance (SSDI) – for those unable to work due to qualifying disabilities.
- Supplemental Security Income (SSI) – needs-based payments to low-income individuals with limited resources.
- Survivors Benefits – to widows, widowers, and dependents of deceased workers.
Each of these programs follows a schedule set by SSA, and recipients may see different payment dates based on their category.
June 2025 Payment Schedule: Key Dates
Here’s a clear look at when each group can expect to see their payment in June:
June 3, 2025 – Early Benefit Recipients
This date is for:
- Individuals who began receiving benefits before May 1997.
- These recipients typically receive their checks on the 3rd of each month.
If you fall into this category, you should expect your payment to arrive on Tuesday, June 3.
June 1, 2025 – SSI Recipients
Since June 1 falls on a Sunday, Supplemental Security Income (SSI) payments are scheduled to arrive on Friday, May 30 instead, because the SSA does not issue checks on weekends.
SSI recipients are typically:
- Low-income adults and children with disabilities.
- Seniors with limited income/resources.
This group receives payments on the 1st of each month, unless that date falls on a weekend or federal holiday.
June 12, 2025 – Second Wednesday of the Month
This date is for individuals who:
- Receive Social Security (retirement or disability) and
- Have a birth date between the 1st and 10th of the month.
You can expect your check to be deposited on Wednesday, June 12.
June 19, 2025 – Third Wednesday of the Month
This payment goes to those born between:
- The 11th and 20th of any given month.
Their Social Security checks will be issued on Wednesday, June 19.
Important Note: June 19, 2025, is Juneteenth National Independence Day, a federal holiday. Therefore, payments for this group may arrive earlier on Tuesday, June 18.
June 26, 2025 – Fourth Wednesday of the Month
This is the payment date for:
- Individuals born between the 21st and 31st of any month.
Their checks will be deposited on Wednesday, June 26.
Who Gets Paid and How Much?
The average benefit amounts for 2025 are expected to be:
- Retired workers: $1,907 per month
- Disabled workers: $1,537 per month
- SSI recipients: About $943 for individuals and $1,415 for couples
- Survivor benefits: Varies based on household situation
If you’re receiving both SSI and Social Security, you will receive two separate payments—one at the beginning of the month for SSI and another based on your birth date for your regular Social Security check.
What to Do If You Don’t Receive Your Payment
Payments are usually posted to bank accounts or Direct Express cards by 9 a.m. on the scheduled date. If your check doesn’t show up:
- Wait 3 business days before reporting a missing payment.
- Contact SSA at 1-800-772-1213 or visit your local SSA office.
- Check your bank to ensure there are no internal delays.
It’s also important to verify your mailing address or direct deposit information via your My Social Security account to avoid future disruptions.
How Cost-of-Living Adjustments (COLA) Affect June Payments
The 2025 COLA increase of 3.2%—announced in October 2024—has already been applied to your checks starting January 2025. That increase remains in place for June and helps offset the rising cost of goods and services. For example, a retiree receiving $1,850 in 2024 would now receive approximately $1,909 in 2025.
How to Track Your Payment Status
To stay informed, beneficiaries can:
- Set up a “My Social Security” account on the SSA website.
- Enable text/email alerts for deposit notifications.
- Use the SSA payment calendar available online or through the SSA mobile app.
Final Thoughts
June 2025 brings the usual Social Security payments to millions of Americans, providing crucial financial support. Whether you receive SSI, SSDI, retirement, or survivor benefits, knowing your exact payment date can help with budgeting and planning ahead. Be sure to double-check the holiday-adjusted schedule this month and consider setting up alerts or online tracking for added peace of mind.