Top Budget-Friendly Places to Live in Illinois This Year

Thedailymiaminews– Illinois, also known as the Prairie State, has a surprisingly wide variety of economical living possibilities. Although Chicago may be the most well-known city, there are many other cities and towns that are affordable for families and individuals. This blog post discusses some of the most affordable places to live in Illinois in 2025. It examines their particular appeal, affordability measures, and issues to think about before relocating.

Ranking the Contenders: Cheapest Places in Illinois

  • Hoopeston: This lovely city, located in east-central Illinois, is the most cheapest place in the state. Here’s the breakdown:
    • The median rent is between $425 to $1,300, which is far lower than the national average.
    • Housing costs are 43% cheaper than the national average.
    • Job Market: The recent increase in median family income indicates that there are good prospects available, but the job market may be smaller.

Hoopeston is a place where you can live a calm life and have a strong feeling of belonging. The Sweet Corn Festival, which takes place every year, unites the town, and the numerous parks in the area are perfect for anyone who enjoy nature. However, keep in mind that the job market may be smaller than in larger places.

  • Decatur: This city, which is located in central Illinois and is of medium size, is the most affordable large city in the state. Here are some statistics for you to think about:
    • Cost of Living: 15% lower than the average for the state
    • Job Market: There are a variety of job opportunities available, especially in the healthcare and manufacturing industries.
    • Amenities: There is a wide variety of parks, such as Millikin Park and Lake Decatur, for recreational activities, as well as excellent public transit and a strong cultural scene that includes theaters and museums.

Decatur is an attractive choice since it combines a lively community atmosphere with affordable prices.

  • South Roxana: Located close to St. Louis, South Roxana is a suburban paradise for people who are trying to save money. This is the reason it is unique:
    • Cost of Living: It is extremely low, making it ideal for getting the most out of your money.
    • Proximity: Located just a stone’s throw away from St. Louis, providing access to a greater variety of stores, restaurants, and entertainment opportunities.
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Although South Roxana has few amenities, its closeness to St. Louis provides access to a vibrant city experience.

  • Virden: This charming hamlet in central Illinois provides a calm and inexpensive way of life. Take a look at this:
    • Housing Costs: Much lower than the average for the entire country
    • Overall Cost of Living: Very appealing for individuals who are looking for a lifestyle that is easy on the wallet.
    • Community: A strong sense of community that is perfect for people who prefer a more relaxed lifestyle.

Virden could be an ideal place for people who want to live in a close-knit community and an affordable area.

  • Gallatin County: In southern Illinois, Gallatin County stands out as a location with a very low cost of living, expanding our focus beyond individual cities. The following are the things that make it unique:
    • Housing Affordability: Property values are significantly lower than the average for the state.
    • Rural Landscape: There are plenty of chances to enjoy outdoor activities, and the community is close-knit.

Gallatin County is a good place for people who want to get away from the city and enjoy a more affordable lifestyle in a rural setting.

Unveiling Affordability: Metrics that Matter

When determining if something is affordable, it is important to take into account a variety of criteria in addition to the headline rent pricing. Here is a summary of the important metrics that you should know:

  • Median Housing Costs: This indicator shows the center point of housing costs or rentals in a certain area. A lower median cost means that something is affordable. Websites such as https://www.apartments.com/ and https://www.zillow.com/ might offer useful information.
  • Cost of Living Index: This index compares the overall cost of living in a certain place to the national average. If the score is below 100, it means that it is affordable. Websites such as https://www.rentcafe.com/cost-of-living-calculator/ provide useful comparisons of the cost of living.
  • Utilities: Your monthly expenses can be greatly affected by the cost of utilities such as electricity, water, and gas. It is important to investigate the average utility expenses in the area you are targeting.
  • Taxes: The state and local taxes in Illinois can be different from one another. When determining if something is affordable, take into account property taxes and income tax rates.
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Things to Think About Before Relocating: More Than Just the Budget

Although pricing is the most important consideration, it should not be the only thing that influences your decision. Here are some other things to think about:

  • Job Market: Make sure that the place you choose has job openings that match your abilities and career goals. Look for job openings and wage ranges in your area of expertise. When looking for a job, you might want to check out websites such as https://www.indeed.com/ or https://www.linkedin.com/.
  • Amenities and Activities: Think about the amenities that are important to you, such as parks, libraries, entertainment alternatives, and access to healthcare. Search for a location that provides a good mix of low prices and the features that are important to you.
  • Community Vibe: Consider the kind of community in which you flourish. Would you rather be in a busy city, a peaceful suburb, or a rural area? Take your tastes into account because each place has a different atmosphere.
  • School System (if applicable): If you have children, look into the quality of schools in the area where you want to live. Websites such as https://www.greatschools.org/ or https://www.isbe.net/Pages/PublicSchoolDistrictLookup.aspx can be useful resources.

Revealing the Treasures: Discovering the Distinctive Qualities of Each Location

  • Decatur: In addition to being affordable, Decatur has a rich history, which can be seen in its restored Victorian-era buildings. The Decatur Celebration, which takes place every year, unites the city. Millikin University provides a lively campus life for people who are looking for a higher education.
  • South Roxana: Although South Roxana itself may not have many amenities, it is located close to St. Louis, which provides access to professional sports teams (the St. Louis Cardinals baseball team and the St. Louis Blues hockey team), world-class museums such as the Saint Louis Art Museum, and famous sights like the Gateway Arch.
  • Virden: This charming little town has a lot more appeal than you might expect. The Virden Melons on the Vine Festival, which takes place every year, highlights the town’s agricultural background. History enthusiasts can also visit the Virden Area Historical Society Museum.
  • Gallatin County: Nature enthusiasts will have a lot to discover in Gallatin County. The Shawnee National Forest has chances for hiking, camping, and fishing, while Ferne Clyffe State Park has beautiful waterfalls and impressive rock formations.
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Final Thoughts

There are many economical areas to live in Illinois, and each one has its own unique character and charm. You may choose the ideal spot to live in the Prairie State by taking into account your priorities, budget, and lifestyle choices. Keep in mind that affordability is only one aspect of the situation. Conduct careful research, consider all of the elements, and do not hesitate to contact local communities for information. If you plan carefully, you might discover a place in Illinois that is affordable and allows you to flourish.

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